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Orrstown Financial Services Inc
4750 Lindle Rd
Phone: (717) 532-6114p:717 532-6114 HARRISBURG, PA  17111  United States Ticker: ORRFORRF
Business Summary
Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Bank provides a range of consumer and business financial services in Adams, Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Company operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending, and deposit services, including checking, savings, time, and money market deposits. The Company's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Company also provides fiduciary services, investment advisory, insurance and brokerage services.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Joel R.Zullinger 75 12/31/2018 1/1/1981
President, Chief Executive Officer, Director Thomas R.Quinn 64 5/5/2009 3/2/2009
Vice Chairman of the Board J. RodneyMessick 53 7/1/2024 7/1/2024
12 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Fullerton Federal Savings Association 7527 Belair Road Baltimore MD United States
Fraternity Community Bancorp Inc 764 Washington Blvd BALTIMORE MD United States
Fraternity Federal Savings and Loan Association 764 Washington Boulevard Baltimore MD United States
11 additional Subsidiary records available in full report.

Business Names
Business Name
Codorus Valley Bancorp, Inc.
Fairmount Bancorp Inc
Fairmount Bank
13 additional Business Names available in full report.

General Information
Number of Employees: 410 (As of 12/31/2023)
Outstanding Shares: 19,386,041 (As of 11/5/2024)
Shareholders: 2,736
Stock Exchange: NASD
Federal Tax Id: 232530374


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Tuesday, January 28, 2025