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PFS Bancorp Inc
1730 Fourth Street
Phone: (815) 223-4300p:815 223-4300 Peru, IL  61354  United States Ticker: PFSBPFSB
Business Summary
PFS Bancorp, Inc. is a holding company for Peru Federal Savings Bank (the Bank). The Bank is a federal chartered mutual savings bank. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers in northern Illinois, primarily LaSalle County, from its two facilities located in Peru, Illinois. The Bank’s principal lending activity is the origination of residential and commercial real estate loans, commercial loans, and consumer loans. The Company’s loan portfolio consists of Residential 1-4 Family Real Estate, Commercial, Consumer, and Construction and Land Development. The Bank offers a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit and individual retirement accounts. The Bank also offers electronic banking services, including mobile banking, online banking and bill pay, and electronic funds transfer via Zelle.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Michael J.Rooney 67
President, Chief Executive Officer, Chief Financial Officer, Treasurer, Director Eric J.Heagy 48
Independent Vice Chairman of the Board Jonathan F.Brandt 64
3 additional Officers and Directors records available in full report.

Business Names
Business Name
Peru Federal Savings Bank
PFSB

General Information
Number of Employees: 23 (As of 12/31/2023)
Outstanding Shares: 1,725,000 (As of 3/28/2024)
Shareholders: 226
Stock Exchange: OTC


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Saturday, April 27, 2024