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Commercial Natl Finl Corp (Michigan)
101 N Pine River St
Phone: (517) 875-4144p:517 875-4144 ITHACA, MI  48847-1039  United States Ticker: CEFCCEFC
Business Summary
Commercial National Financial Corporation (CNFC) is a one-bank holding company, which operates through its subsidiary, Commercial Bank (the Bank). The Bank provides a full range of banking services to individuals, agricultural businesses, commercial businesses and light industries located in its service area. It maintains a diversified loan portfolio, including loans to individuals for home mortgages, automobiles and personal expenditures, and loans to business enterprises for current operations and expansion. The Bank generally requires collateral for all loans. The Bank offers a variety of deposit products, including checking, savings, individual retirement accounts and certificates of deposit. The principal markets for the Bank's financial services are the Michigan communities, in which the Bank is located and the areas immediately surrounding these communities. The Bank has approximately 11 offices located in Barry, Gratiot, Ingham, Kent and Montcalm Counties in Michigan.
(Source: F-4)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202112/31/2021YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board Scott E.Sheldon 56 7/1/1997 1/1/1988
President, Chief Executive Officer, Director of the Corporation and Bank Kevin D.Collison
Vice Chairperson of the Corporation and Bank Kim C.Newson 63 1/1/2016 1/1/1988
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
COMMERCIAL BANK 301 N. State St., PO Box 638 Alma MI United States
Mason State Bank 322 S Jefferson Street Mason MI United States
Capital Directions, Inc. 322 S. Jefferson Street Mason MI United States

Business Names
Business Name
Capital Directions, Inc.
CEFC
Mason State Bank

General Information
Number of Employees: 93 (As of 12/31/2011)
Outstanding Shares: 3,965,303 (As of 12/31/2022)
Shareholders: 411
Stock Exchange: OTC
Federal Tax Id: 382799780


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Saturday, April 27, 2024