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Sound Financial Bancorp Inc
2400 Third Avenue, Suite 150
Phone: (206) 448-0884p:206 448-0884 SEATTLE, WA  98121  United States Ticker: SFBCSFBC
Business Summary
Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2024YesYes---

Industries
SIC Code Description
6035 Savings institutions, federally chartered
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Tyler K.Myers 61 3/1/2012 3/1/2012
President, Chief Executive Officer, Director Laura L.Stewart 74 8/1/2021 3/1/2012
Independent Vice Chairman of the Board David S.Haddad 75 3/1/2012 3/1/2012
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Sound Community Bank 2001 5th Ave Seattle WA United States
Sound Financial, Inc. 2005 5th Avenue, Second Floor Seattle WA United States

Business Names
Business Name
SFBC
Sound Community Bank
Sound Community Insurance Agency, Inc.
University Place (Sunwest)

General Information
Number of Employees: 108 (As of 12/31/2024)
Outstanding Shares: 2,566,069 (As of 3/13/2025)
Shareholders: 243
Stock Exchange: NASD
Federal Tax Id: 455188530


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Tuesday, April 8, 2025