CreditRiskMonitor is a financial risk analysis and news service for credit, supply chain and financial professionals.  Our strength in coverage spans 58,000 global public companies, totaling about $70 trillion in corporate revenue.  We also offer solutions that can help ease private company financial risk assessment.  Leading corporations around the world – including more than 35% of the Fortune 1000, plus thousands more worldwide – rely on us to help them stay ahead of financial risk quickly, accurately and cost-effectively. 

A partial report preview for Southern Michigan Bancorp Inc is shown below.  Where indicated by "Yes," CreditRiskMonitor contains this information in its extensive database.  To get access to the full report and learn more about CreditRiskMonitor's robust financial risk analysis and timely news service, request a personalized demo and free trial today.

If you are already a subscriber and want to access the full report, click here.

Southern Michigan Bancorp Inc
51 W Pearl St
Phone: (517) 279-5500p:517 279-5500 COLDWATER, MI  49036  United States Ticker: SOMCSOMC
This company ceased filing statements with the SEC on 1/3/2013.
Business Summary
Southern Michigan Bancorp, Inc. is a bank holding company and the parent company of Southern Michigan Bank & Trust. The Company is providing a range of consumer, business and wealth management services. The Company offers a variety of deposit, payment, credit, and other financial services to all types of customers. These services include time, savings, and demand deposits; safe deposit box services, and automated teller machine services. Its loans, including both commercial and consumer, are extended primarily on a secured basis to corporations, partnerships, and individuals. Its commercial lending covers such categories as business, industrial, agricultural, inventory and real estate. Its consumer lending covers direct and indirect loans to purchasers of residential real property and consumer goods. It also offers trust and investment services. The Company operates approximately 18 offices within Branch, Calhoun, Hillsdale, Jackson, Kalamazoo and St. Joseph Counties.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2012YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President, Chief Executive Officer JohnWaldron 10/3/2023 10/3/2023
Chief Financial Officer, Senior Vice President, Treasurer, Secretary Danice L.Chartrand 46
Director MelissaBauer 2/1/2022 2/1/2022
4 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
SOUTHERN MICHIGAN BANK&TRUST 51 W. Pearl St. Coldwater MI United States
FNB FINANCIAL CORP /PA/ 101 LINCOLN WAY WEST MCCONNELLSBURG Pennsylvania United States

Business Names
Business Name
FNB Financial Services, Inc.
SOMC
Southern Michigan Bancorp Capital Trust I
Southern Michigan Bank & Trust

General Information
Number of Employees: 173 (As of 12/31/2012)
Outstanding Shares: 4,563,995 (As of 9/30/2024)
Shareholders: 384
Stock Exchange: OTC
Federal Tax Id: 382407501
Fax Number: (517) 279-7986


Copyright © 2025 CreditRiskMonitor.com (Ticker: CRMZ). All rights reserved.     
By using this website, you accept the Terms of Use Agreement.
Tuesday, January 28, 2025