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Peoples Financial Corp
152 LAMEUSE STREET
P O Box 529
Phone: (228) 435-5511p:228 435-5511 BILOXI, MS  39530  United States Ticker: PFBXPFBX
Business Summary
Peoples Financial Corporation is a bank holding company. The Company’s two wholly owned subsidiaries are The Peoples Bank, Biloxi, Mississippi (the Bank), and PFC Service Corp. The Bank provides a full range of banking, financial and trust services to state, county and local government entities and individuals and small and commercial businesses operating in those portions of Mississippi, Louisiana and Alabama which are within a fifty-mile radius of the Waveland, Wiggins or Gautier branches (the trade area). It offers a variety of services to individuals and small to middle market businesses within its trade area. The Bank’s primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending. Its deposit services include interest-bearing and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (IRAs).

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer Chevis C.Swetman 73 1/1/1994 1/1/1984
Chief Financial Officer, Controller Leslie B.Fulton 4/1/2022 4/1/2022
Executive Vice President A. WesFulmer 62 1/1/2006 1/1/1997
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Peoples Bank of Biloxi 152 Lameuse St Biloxi MS United States

Business Names
Business Name
Peoples Financial Corp.
PFBX

General Information
Number of Employees: 131 (As of 12/31/2024)
Outstanding Shares: 4,617,466 (As of 3/5/2025)
Shareholders: 364
Stock Exchange: OTC
Federal Tax Id: 640709834


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Tuesday, April 8, 2025