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Happen Inc
88 KEARNY ST, SUITE 600
Phone: (302) 636-5400p:302 636-5400 SAN FRANCISCO, CA  94108  United States Ticker: HAPNHAPN
Business Summary
Happen, Inc., formerly LendingClub Corporation, owns and operates Happen Bank, National Association (the Bank). The Bank is a digital bank and provides borrowing, banking, business, and investing services. Its banking services include personal banking which provides levelup checking, levelup savings, and certificate of deposit. Its business includes financing solutions and business loans. Its financing solutions include health and wellness, home improvement, and retail services. Its business loans include small business loans and SBA loans. Its borrowing services include personal loans, auto refinance, and pay for a large expense. Its personal loans include pay off credit cards, consolidate debt, and cash loans. Its pay for a large expense includes health and wellness and retail services. Its investing service includes institutional investing. The retail services include tutoring services, auto repair, and retail.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202612/31/2025YesYes-YesYes

Industries
SIC Code Description
6141 Personal credit institutions
6159 Miscellaneous business credit institutions
6029 Commercial banks, not elsewhere classified
7375 Information retrieval services
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Timothy J.Mayopoulos 67 4/1/2026 8/2/2016
Chief Executive Officer, Director Scott C.Sanborn 56 5/22/2017 8/2/2016
Chief Financial Officer AndrewLaBenne 52 9/1/2022 9/1/2022
7 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Radius Bank 1 HARBOR ST BOSTON MA United States
Radius Bancorp Inc 1 Harbor Street Boston MA United States
SPRINGSTONE FINANCIAL LLC 367 W MAIN STREET NORTHBOROUGH MA

Business Names
Business Name
8LC
HAPN
LC
6 additional Business Names available in full report.

General Information
Number of Employees: 1,075 (As of 12/31/2025)
Outstanding Shares: 115,350,925 (As of 4/24/2026)
Shareholders: 32
Stock Exchange: NASD
Fax Number: (302) 636-5454


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Tuesday, June 30, 2026