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Merchants & Marine Bancorp Inc
3118 Pascagoula Street
Phone: (228) 762-3311p:228 762-3311 PASCAGOULA, MS  39567  United States Ticker: MNMBMNMB
This company ceased filing statements with the SEC on 4/17/2012.
Business Summary
Merchants & Marine Bancorp, Inc. is a holding company of Merchants & Marine Bank (the Bank). Its principal activity includes ownership and management of the Bank. It generates commercial, mortgage and consumer loans and receives deposits from customers located in Jackson, George, Lamar and Forrest Counties in Mississippi and Baldwin and Mobile Counties in Alabama. The Bank operates under a state bank charter and provides full banking services. Canvas Mortgage, a division of the Bank, originates mortgage loans for sale into the secondary market. CannaFirst Financial, a division of the Bank, provides banking services and regulatory guidance to cannabis business owners and affiliates. Voyager Lending, also a division of the Bank, originates government guaranteed loans to small businesses. The Bank is subject to regulation by federal and state banking regulators. It provides a range of community banking services through its Merchants & Marine Bank and Mississippi River bank divisions.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202412/31/2009YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer L. RoyceCumbest 71 1/1/1985
Chief Financial Officer, Senior Vice President, Cashier Elise M.Bourgeois 44 4/18/2010 8/11/2009
Chief Operating Officer, Executive Vice President Clarence H.Fox 55 4/18/2010 8/1/2008
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
HERITAGE FIRST BANK 24847 COMMERCIAL AVE ORANGE BEACH AL
Mississippi River Bank 8435 Highway 23 Belle Chasse LA United States
Merchants & Marine Bank 3118 Pascagoula Street Pascagoula MS United States

Business Names
Business Name
Merchants & Marine Bank
Mississippi River Bank
MMPM
MNMB

General Information
Number of Employees: 144 (As of 3/24/2010)
Outstanding Shares: 1,330,338 (As of 9/30/2024)
Shareholders: 973
Stock Exchange: OTC
Federal Tax Id: 262498567


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Wednesday, November 20, 2024